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Category: Mortgages (6 posts)

Prohibition on the Purchase of Residential Property by Non-Canadians Act

Prohibition on the Purchase of Residential Property by Non-Canadians Act

January 13, 2023 | Posted by: Harold Hagen

The Canadian housing market has undergone radical shifts in direction over the past several years, through dramatic peaks in major urban areas followed by a subsequent softening to the tune of -12% si ... [read more]

FIXED OR VARIABLE RATE?

FIXED OR VARIABLE RATE?

February 4, 2020 | Posted by: Harold Hagen

Possibly the number 2 question asked most often (after mortgage rate), is identifying whether a fixed or variable rate mortgage product is best for you. Although we all wish a crystal ball would sho ... [read more]

5 Tips For A Smooth Mortgage Renewal

5 Tips For A Smooth Mortgage Renewal

April 4, 2019 | Posted by: Harold Hagen

ITS RENEWAL TIME! Here are 5 Helpful Tips For A Smooth Mortgage Renewal 1. Start Shopping 4 Months before your mortgage term is up.   Mark your current mortgage maturity date on the calendar, ... [read more]

Stress Test Best Practices Tool Kit

Stress Test Best Practices Tool Kit

May 9, 2018 | Posted by: Harold Hagen

With the new Office of the Superintendent of Financial Institutions stress test rules firmly in place since January, Canadian homebuyers have learned they need to arm themselves with practical informa ... [read more]

Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

March 28, 2018 | Posted by: Harold Hagen

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ... [read more]

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

March 21, 2018 | Posted by: Harold Hagen

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ... [read more]

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Harold Hagen
Harold Hagen, AMP
Mortgage Broker
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