Mortgage Blog

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Five Great Benefits of Owning an Investment Property

Five Great Benefits of Owning an Investment Property

October 20, 2021 | Posted by: Harold Hagen

Five Great Benefits of an Investment Property Maybe you have considered investing in real estate but aren't sure if it's the right move for you. There are several benefits to an investment property, ... [read more]

10 Commandments Of Applying For A Mortgage

10 Commandments Of Applying For A Mortgage

October 7, 2021 | Posted by: Harold Hagen

THOU SHALL NOT…   1. Change Jobs, become self-employed or quit your job.   2. Buy a car, truck or van. (Unless you wish to live in it)   3. Use credit cards excessive ... [read more]

What Is Home Equity and How Can I Build It?

What Is Home Equity and How Can I Build It?

October 6, 2021 | Posted by: Harold Hagen

Home equity is an essential asset for creating wealth and income. Learn how home equity is calculated, why it's important, and five steps you can take to build it. As you make monthly mortgage paymen ... [read more]

Covid-19 Managing Uncharted Waters

Covid-19 Managing Uncharted Waters

March 23, 2020 | Posted by: Harold Hagen

Covid-19 Managing Uncharted Waters As the current health crisis plays out, the months ahead may potentially prove to be trying times.  For people with debt, and in particular mortgage debt, mone ... [read more]

First -Time Home Buyer Incentive

First -Time Home Buyer Incentive

February 29, 2020 | Posted by: Harold Hagen

The Federal Government’s new First-Time Home Buyer Incentive (FTHBI) program offers an interest free loan towards the purchase of a new home for up to 25 years.  Launched September 02, 20 ... [read more]

Dutch Disease - Economy

Dutch Disease - Economy

February 22, 2020 | Posted by: Harold Hagen

As part of my daily effort to monitor the pulse of the Canadian economy and understand market future trends, I pay close attention to historical economic patterns. For example, five years ago Can ... [read more]

The Dream - Susan's story

The Dream - Susan's story

February 18, 2020 | Posted by: Harold Hagen

Susan had moved to Red Deer, Alberta three years ago with her two teenage children. Owning a home had been a long-time dream of hers, but since she had always been a renter, and her growing children w ... [read more]

FIXED OR VARIABLE RATE?

FIXED OR VARIABLE RATE?

February 4, 2020 | Posted by: Harold Hagen

Possibly the number 2 question asked most often (after mortgage rate), is identifying whether a fixed or variable rate mortgage product is best for you. Although we all wish a crystal ball would sho ... [read more]

5 Tips For A Smooth Mortgage Renewal

5 Tips For A Smooth Mortgage Renewal

April 4, 2019 | Posted by: Harold Hagen

ITS RENEWAL TIME! Here are 5 Helpful Tips For A Smooth Mortgage Renewal 1. Start Shopping 4 Months before your mortgage term is up.   Mark your current mortgage maturity date on the calendar, ... [read more]

Bank of Canada; Saving Green

Bank of Canada; Saving Green

March 22, 2019 | Posted by: Harold Hagen

Up till now, BoC Governor Stephen Poloz had stated repeatedly that the overnight rate (currently at 1.75%) would need to reach the Bank’s “neutral range” target of 2.5-3.5%. “ ... [read more]

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Harold Hagen
Harold Hagen, AMP
Mortgage Broker
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