What matters most is how much INTEREST you PAY over the LIFE of your mortgage, not what interest RATE you get!

5 Year Variable Flexible Choice

$610 Bi-weekly

  • $400,000 Purcahse
  • Conventional Mortgage
  • 30 Year Am
  • Provides Flexibility
  • Annual Prepayment 20%

2 Year Fixed Strategic Choice

$688 Bi-weekly

  • $400,000 Purchase
  • Conventional Mortgage
  • 30 Year Am
  • Provides Strategy
  • Annual Prepayment 20%

5 Year Fixed Stable Choice

$660 Bi-weekly

  • $400,000 Purchase
  • Conventional Mortgage
  • 30 Year Am
  • Provides Stability
  • Annual Prepayment 20%

Some of our lenders

Mortgage Services You Can Trust

Mortgages for First Time Home Buyers

First Time Home Buyers

Owning your first home is a big decision and getting off to a good start can make all the difference.

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Mortgage Renewals

Mortgage Renewals

Renewal is an ideal time to reassess your financial goals and to take advantage of great rates.

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Mortgage Refinancing

Mortgage Refinancing

Helping to consolidate debt, accessing your home's equity or lowering your interest rates.

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Improve and Repair Your Credit

Improve Your Credit

Let our skilled team help improve your credit and take advantage of the benefits.

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From the Blog

We appreciate your reviews

  • It was important to us as first-time home buyers to be able to work with someone who we could trust. Harold earned our trust quickly and in several ways: how he communicated and how capable he was ...

    Megan & Merwan
  • I became acquainted with Harold through business and he came highly recommended. I decided to trust the referral I was given and I’m so glad we did. Our situation was unique and we really were lo...

    Arti & Sandeep
  • After coming through some challenging times we had the opportunity to secure a mortgage. We had endured these tough times partly because of some sub par advice. You could say we were very cautious ...

    Shona
  • I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.

    Karen
  • I came to know Harold through attending the same community races. I saw he was a warm, caring person with lots of fun energy that drew other people to him. This summer I was planning to make my fir...

    Lori

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