What matters most is how much INTEREST you PAY over the LIFE of your mortgage, not what interest RATE you get!

5 Year Variable Flexible Choice

$610 Bi-weekly

  • $400,000 Purcahse
  • Conventional Mortgage
  • 30 Year Am
  • Provides Flexibility
  • Annual Prepayment 20%

2 Year Fixed Strategic Choice

$688 Bi-weekly

  • $400,000 Purchase
  • Conventional Mortgage
  • 30 Year Am
  • Provides Strategy
  • Annual Prepayment 20%

5 Year Fixed Stable Choice

$660 Bi-weekly

  • $400,000 Purchase
  • Conventional Mortgage
  • 30 Year Am
  • Provides Stability
  • Annual Prepayment 20%

Some of our lenders

Mortgage Services You Can Trust

Mortgages for First Time Home Buyers

First Time Home Buyers

Owning your first home is a big decision and getting off to a good start can make all the difference.

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Mortgage Renewals

Mortgage Renewals

Renewal is an ideal time to reassess your financial goals and to take advantage of great rates.

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Mortgage Refinancing

Mortgage Refinancing

Helping to consolidate debt, accessing your home's equity or lowering your interest rates.

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Improve and Repair Your Credit

Improve Your Credit

Let our skilled team help improve your credit and take advantage of the benefits.

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From the Blog

We appreciate your reviews

  • Harold was referred to me by a co-worker who had been happy with his services. We went to Harold for our 5-year mortgage renewal. We were unsure about which lender to deal with and had a number o...

    K.
  • I came to know Harold through attending the same community races. I saw he was a warm, caring person with lots of fun energy that drew other people to him. This summer I was planning to make my fir...

    Lori
  • Harold genuinely cares about his clients and does the research required to ensure his information is factual and correct. He conducts himself in a very professional manner and is accurate and conci...

    D.K.
  • My employer had a good experience with Harold's services and recommended him to me for my mortgage refinancing. The process was definitely easier than the initial mortgage, even considering that th...

    Marie
  • Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!

    Karen & Jeff

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